References
Academic.Tips. (2022) 'You are a claims handler for an insurer specialising in household insurance. One of the policyholders has home insurance, which includes buildings and contents cover. When the insurance policy was incepted the policyholder confirmed the property was their permanent residence. The policyholder notifies you of a claim for water damage to the property and personal possessions. Whilst investigating the claim, you discover the following: The policyholder rents out the property on short-term lets, during which they temporarily vacate the property. However, the policyholder has never informed the insurer of this. The personal possessions are owned by a guest who had rented the property for the weekend. The policyholder has received a criminal conviction for burglary, although this conviction occurred after the inception of the policy. Discuss the effect on both the policy and the claim of the policyholder failing to inform the insurer of the criminal conviction'. 1 December.
Reference
Academic.Tips. (2022, December 1). You are a claims handler for an insurer specialising in household insurance. One of the policyholders has home insurance, which includes buildings and contents cover. When the insurance policy was incepted the policyholder confirmed the property was their permanent residence. The policyholder notifies you of a claim for water damage to the property and personal possessions. Whilst investigating the claim, you discover the following: The policyholder rents out the property on short-term lets, during which they temporarily vacate the property. However, the policyholder has never informed the insurer of this. The personal possessions are owned by a guest who had rented the property for the weekend. The policyholder has received a criminal conviction for burglary, although this conviction occurred after the inception of the policy. Discuss the effect on both the policy and the claim of the policyholder failing to inform the insurer of the criminal conviction. https://academic.tips/question/you-are-a-claims-handler-for-an-insurer-specialising-in-household-insurance-one-of-the-policyholders-has-home-insurance-which-includes-buildings-and-contents-cover-when-the-insurance-policy-was-inc/
References
Academic.Tips. 2022. "You are a claims handler for an insurer specialising in household insurance. One of the policyholders has home insurance, which includes buildings and contents cover. When the insurance policy was incepted the policyholder confirmed the property was their permanent residence. The policyholder notifies you of a claim for water damage to the property and personal possessions. Whilst investigating the claim, you discover the following: The policyholder rents out the property on short-term lets, during which they temporarily vacate the property. However, the policyholder has never informed the insurer of this. The personal possessions are owned by a guest who had rented the property for the weekend. The policyholder has received a criminal conviction for burglary, although this conviction occurred after the inception of the policy. Discuss the effect on both the policy and the claim of the policyholder failing to inform the insurer of the criminal conviction." December 1, 2022. https://academic.tips/question/you-are-a-claims-handler-for-an-insurer-specialising-in-household-insurance-one-of-the-policyholders-has-home-insurance-which-includes-buildings-and-contents-cover-when-the-insurance-policy-was-inc/.
1. Academic.Tips. "You are a claims handler for an insurer specialising in household insurance. One of the policyholders has home insurance, which includes buildings and contents cover. When the insurance policy was incepted the policyholder confirmed the property was their permanent residence. The policyholder notifies you of a claim for water damage to the property and personal possessions. Whilst investigating the claim, you discover the following: The policyholder rents out the property on short-term lets, during which they temporarily vacate the property. However, the policyholder has never informed the insurer of this. The personal possessions are owned by a guest who had rented the property for the weekend. The policyholder has received a criminal conviction for burglary, although this conviction occurred after the inception of the policy. Discuss the effect on both the policy and the claim of the policyholder failing to inform the insurer of the criminal conviction." December 1, 2022. https://academic.tips/question/you-are-a-claims-handler-for-an-insurer-specialising-in-household-insurance-one-of-the-policyholders-has-home-insurance-which-includes-buildings-and-contents-cover-when-the-insurance-policy-was-inc/.
Bibliography
Academic.Tips. "You are a claims handler for an insurer specialising in household insurance. One of the policyholders has home insurance, which includes buildings and contents cover. When the insurance policy was incepted the policyholder confirmed the property was their permanent residence. The policyholder notifies you of a claim for water damage to the property and personal possessions. Whilst investigating the claim, you discover the following: The policyholder rents out the property on short-term lets, during which they temporarily vacate the property. However, the policyholder has never informed the insurer of this. The personal possessions are owned by a guest who had rented the property for the weekend. The policyholder has received a criminal conviction for burglary, although this conviction occurred after the inception of the policy. Discuss the effect on both the policy and the claim of the policyholder failing to inform the insurer of the criminal conviction." December 1, 2022. https://academic.tips/question/you-are-a-claims-handler-for-an-insurer-specialising-in-household-insurance-one-of-the-policyholders-has-home-insurance-which-includes-buildings-and-contents-cover-when-the-insurance-policy-was-inc/.
Work Cited
"You are a claims handler for an insurer specialising in household insurance. One of the policyholders has home insurance, which includes buildings and contents cover. When the insurance policy was incepted the policyholder confirmed the property was their permanent residence. The policyholder notifies you of a claim for water damage to the property and personal possessions. Whilst investigating the claim, you discover the following: The policyholder rents out the property on short-term lets, during which they temporarily vacate the property. However, the policyholder has never informed the insurer of this. The personal possessions are owned by a guest who had rented the property for the weekend. The policyholder has received a criminal conviction for burglary, although this conviction occurred after the inception of the policy. Discuss the effect on both the policy and the claim of the policyholder failing to inform the insurer of the criminal conviction." Academic.Tips, 1 Dec. 2022, academic.tips/question/you-are-a-claims-handler-for-an-insurer-specialising-in-household-insurance-one-of-the-policyholders-has-home-insurance-which-includes-buildings-and-contents-cover-when-the-insurance-policy-was-inc/.