Define institutional discrimination and discuss examples from healthcare and banking.

Institutional discrimination is a biased or unjust treatment of a group of people based on a particular feature by the state through its institutions. The discriminatory practices can be related to gender, race, age, and so on. Institutional discrimination is mainly created by policies, laws, patterns, and regulations. For example, in healthcare, insurance companies and surgeons use algorithms to estimate treatment outcomes. Black patients are at a high risk of dying during the surgery, so surgeons are more likely to offer other types of treatment. In banking, institutional discrimination is apparent in such areas as loan provision, as the residents of low-income neighborhoods are less likely to receive better offers due to the existing algorithms.

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Academic.Tips. 2022. "Define institutional discrimination and discuss examples from healthcare and banking." July 31, 2022. https://academic.tips/question/define-institutional-discrimination-and-discuss-examples-from-healthcare-and-banking/.

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