There are numerous benefits of health insurance in relation to access to care. Having health insurance increases a person’s access to healthcare services. According to studies, uninsured people are more likely to forego care even when they need it. This is because healthcare in the United States is expensive and is generally unaffordable when paid out of pocket. In addition, the uninsured are less likely to receive preventive care or go for regular checkups for chronic diseases such as hypertension. On the other hand, carrying health insurance makes it possible for people to receive services at a lower out-of-pocket cost.
Another benefit of having health insurance is that it improves health outcomes. Access to care covers both receiving health services and doing so in a timely manner, which improves health status. In case of traumatic injuries, insured people are more likely to be admitted to the hospital to receive emergency services. This means that, in general, people with health insurance receive a higher quality of care as compared to those who do not have one.