Academic Tips—Qualified Answers to All Study-Related Questions

Do you believe the changing life expectancy has affected funerals? If so, in what way?

The changing life expectancy has definitely affected the funeral, especially in view of the current pandemic situation. Funerals are now perceived as something more normal than it was before, and the funeral business is one of few that striving in the pandemic years. Moreover, the technical advancements in many fields...

Religion Rating: 0 Views: 19

Regarding the advances in technology in funeral service, especially since we are still coping with COVID-19 restrictions; what do you think will happen to the innovative approaches to funeral service on the other side of the pandemic? Please explain.

Rapid technological advancement, the rise in cremations, and the sheer volume of the dead they had to deal with all led to the burnout epidemic and the departure of many workers from the industry. In view of pandemic developments, it is now quite common to use different audio-video devices to...

Religion Rating: 0 Views: 16

What realities have you experienced? Describe your experiences in detail. If you have not experienced any realities, imagine how augmented reality (AR) and virtual reality (VR) could impact your education and clinical practice setting. Explain how you envision education or the clinical practice setting would benefit from AR and VR.

Augmented reality (AR) and virtual reality (VR) are technological advancements adopted mainly for smartphones. AR intersects digital material with real-world surroundings, while VR primarily involves the creation of an artificial setting. When combined, AR and VR form an extended reality (XR). AR and VR have broad applications across many aspects...

Technology & IT Rating: 0 Views: 14

There are multiple types of branches that we regularly use in our code. I would like you to teach another student about branching. What is it? Why is it important? What is a Boolean expression?

Branching is a way to make a program behave differently based on certain conditions. This is a critical part of programming because it allows If-else statements, and corresponding code blocks are the most common form of branching. When arriving at an if statement, the program evaluates its condition, represented by...

Technology & IT Rating: 0 Views: 17

Think of a system (electrical, mechanical, structural) with a sensor (humidity, temperature, vibration, sound, electric) that fault models are developed and implemented. Please describe your approach to analyzing the outcomes of the fault models in the event of the model giving false positive results.

Fault models are used to evaluate the effect of hardware errors on the entire electrical/mechanical/structural system. A good fault model is expected to reflect the conduct of a physical defect correctly and should be computationally effective in fault simulation and generation of test patterns. According to Memon, when the fault...

Technology & IT Rating: 0 Views: 15

What is the differences between classful and classless IPv4 addressing?

Classful IPv4 addressing refers to an IP address allocation method in which the IP addresses are allocated to five major classes. Contrastingly, Classless IPv4 addressing was designed to replace and mitigate the classful IPv4 addressing’ limitation of rapid exhaustion of IP addresses. Classless addressing has a mechanism to avoid running...

Technology & IT Rating: 0 Views: 69

What is meant by IPv4 summarization?

IPv4 summarization is the process through which two or more networks are taken together to check if a supernet exists. If such a supernet exists, then it is called a summarized/aggregated network. Summarization is only possible if the aggregated network has no holes, that is if the specified networks fill...

Technology & IT Rating: 0 Views: 28

What are VLSM and SLSM, and what and when is each used?

Variable Length Subnet Mask (VLSM) is a subnet design strategy that allows all subnet masks to have varying sizes. This strategy is used in scenarios where network engineers use multiple subnets of a single class A, B, or C network. On the other hand, a Standard Length Subnet Mask(SLSM) is...

Technology & IT Rating: 0 Views: 54

What is CIDR (Classless Interdomain Routing) and how is it used?

Classless Inter-Domain Routing (CIDR) is a set of internet protocol(IP) standards used to create unique identifiers for networks and individual devices. Unlike the old system based on classes A, B, and C networks, this system employs a single CIDR IP address to designate many unique IP addresses. A CIDR IP...

Technology & IT Rating: 0 Views: 23

Are some computer systems considered services even though they are not web-based? What are your thoughts?

Currently, there is quite a large number of services on the Internet that provide workers with an entire range of resources. Among them are e-mail, a file archive system that provides storage and forwarding of files of various types, a service designed to manage remote computers in terminal mode, and...

Technology & IT Rating: 0 Views: 25

What is the difference between Negative and Rare Patterns? Give an example for each pattern type.

Negative patterns are patterns whose components exhibit negative correlated behavior, while rare patterns occur infrequently but are of particular interest. An example includes: In a jewelry data sale, sales of gold watches are infrequent though the patterns concerning the sale of gold watches could be interesting. In open market data,...

Technology & IT Rating: 0 Views: 22

Define the concept of overfitting and give two methods to avoid it?

The concept of overfitting is a modeling error that appears when a function is nearly united to a limited data set point in statistics; hence the model is essential in reference only to its original data set and not any other sets of data. Overfitting the model usually creates an...

Technology & IT Rating: 0 Views: 23

Compare the Hold-Out & Cross-Validation Methods.

Hold-out – is where one splits up a dataset into a ‘train and ‘a test’ set. The test set is the one used to see the best functionality of the model on unseen data, while the training set is what the model is trained on. A typical split when using...

Technology & IT Rating: 0 Views: 14

Give an example that make the connection between each of the four management functions, the Simon Sinek video, and your experiences in real life matters.

ThyssenKrupp can be taken as an example that connects all management functions, Simon Sinek’s video, and my experiences in real life. Management activities happen simultaneously as controlling means permanent editing of plans and organizing. “Leaders often step up as needed when a crisis or unexpected bump demands immediate action.” When...

Management Rating: 0 Views: 18

How do you think the four management functions of planning, organizing, leading, and controlling fit in with the ideas Simon Sinek expresses in his talk?

The four management functions fit with Sinek’s ideas perfectly. His golden circle allows managers to realize their functions most effectively as they are concerned by the central question “Why?”. It is behind all of them; it is their foundation that affects the whole process of managing. If the central question...

Management Rating: 0 Views: 19

Discuss the effectiveness of performance on an interprofessional team. Consider the strengths and areas for improvement.

The effectiveness of performance on an interprofessional team is primarily conditional upon the cooperation of its members and their willingness to contribute to resolving different issues. According to Reising et al., communication skills are critical for the successful outcomes of such initiatives. Meanwhile, the results of collective efforts also depend...

Management Rating: 0 Views: 15

You’re a reporter covering national security issues. It’s clear that one of your sources, a mid-level bureaucrat, has a bit of a crush on you. You’re careful to set boundaries. You meet one evening because they are going to give you some block-bluster documents. When you meet, they say they’re very nervous about giving you the documents and will only do so if you sleep with him (true story). What should you do?

Sexual harassment today is one of the most relevant problems workers face at their workplace. Many cases of harassment remain unreported because workers are afraid of losing a job or position within a company. However, harassment must not go unpunished, and there are some strategies that allow dealing with it....

Management Rating: 0 Views: 16

Productivity matters because it determines whether the organization will make a profit, break-even or lag the market. How do managers influence productivity?

Productivity majorly relies on the small changes managers make/facilitate among their employees. By ensuring employees are satisfied with what they do, managers can project the business’s direction. Among the approaches managers utilize towards achieving productivity are: Minimizing distractions – managers encourage employees to switch off their mobile phones but give...

Management Rating: 0 Views: 23

What did you learn about organizing and conducting meetings? Please share 3 strategies you will use and why? Are meetings time wasters like email?

Meetings cannot be considered time-wasters like email, given that there is the opportunity to discuss any issue collectively so that the best solution can be figured out. However, it is important to arrange them appropriately; for example, one should ensure that key people are invited to make the discussion process...

Management Rating: 0 Views: 19

Define how you create an effective team. What are the qualities needed, and what will be your role? Please share one example.

An effective team can be formed only through establishing the necessary foundation – common goals and shared values. A crucial point here is to clearly define the roles of each other, so that cooperation can be as productive as possible. The needed qualities in this vein are stress resistance, creativity,...

Management Rating: 0 Views: 23

Describe the type of pay structure (merit, pay-for-performance, et cetera) that exists in your current workplace or a previous workplace. How satisfied were you and other employees with this pay structure? What improvements would you recommend to improve employee satisfaction with your workplace’s pay structure?

The pay structure in the previous workstation was known as the individual pay rates, also referred to as spot rates or salaries spot. The structure enables a company to offer individual payments on hourly or weekly pay rates or yearly to every person within the organization. It is often easy...

Management Rating: 0 Views: 20

Define the requirements traceability matrix of a project.

The Requirements Traceability Matrix (RTM) is a project management tool used to help maintain a project within the defined scope. The RTM helps to ensure that the project does not deviate from its intended purpose by ensuring that the deliverables and the requirements remain as originally planned. It enhances the...

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Define the work breakdown structure of a project.

The work breakdown structure is a graphic illustration of the project scope. It indicates the order in which project tasks will be performed, leading to the ultimate completion of the project. The work breakdown structure helps to break down big and complicated complex projects into small and manageable tasks. It...

Management Rating: 0 Views: 21

Define the requirements of a project.

Project requirements are the specific tasks or conditions the project team must complete for the project to be successful. The project owner provides the project requirements that paint a vivid depiction of the work that needs to be performed. The requirements help to ensure the project’s resources are aligned with...

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Define the deliverable of a project.

Project deliverables entail the results borne out of a project undertaking. A deliverable entails a distinctive and certifiable result, product, or service that must be made for a phase, process, or project to be considered complete. The deliverables are agreed upon in the initial stages of project planning and are...

Management Rating: 0 Views: 23

Define the scope of a project.

Scope refers to the exhaustive description of all parts pertaining to a particular project. It also characterizes the features and functions pertaining to a product. The main elements of the project scope include the project tasks, the timelines, the project deliverables, the project cost, and resources, including all related activities....

Management Rating: 0 Views: 21

Compare Costs, Tangible costs, Intangible costs, Direct costs, and Indirect costs in terms of their definition. Cite an example for each cost type.

Tangible costs refer to costs that are both identifiable and quantifiable. An example of tangible cost is the wages paid to employees. Conversely, intangible costs are identifiable but not easily quantified or estimated. One example of intangible cost is the damage to a brand image. On the other hand, direct...

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Define the deliverable of a project.

A deliverable is either a tangible or intangible good or service that the project intends to deliver to make its completion successful. Project deliverables are within the project scope and are directly linked to the project objectives. A project can have three different deliverables, including internal, external, or planning deliverables....

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Define the scope of a project.

The scope of a project refers to all the requirements for it to be successfully completed. A project scope forms part of planning where the management aligns the specified goals, deliverables, and tasks with the available resources, including finances and time. The scope of a project plays a fundamental role...

Management Rating: 0 Views: 24

Which of the following statement used to describe project risk: Highest at the beginning and end of the project and lowest when the project is being executed. Highest in the beginning and decreases as the project progresses. Low in the beginning, maximum when the tasks of the project are being executed. Uniform throughout the project.

The fourth statement is true for describing the project risks. Even experienced project managers cannot control all the potential risk occurrences. The only strategy is to prepare a plan to minimize risks. Therefore, there is no direct correlation between the risks and the execution stage of the projects. Even when...

Management Rating: 0 Views: 18

What are the factors that project managers need to consider during the development of a project communication plan?

Managers should consider the communicational strategy involved in a particular project and productively set the responsibilities and communicational roles of the workers. Other essential factors are the policy considerations and the safety project management information system. The vital factor is the associated communication risks which can significantly change the procedure...

Management Rating: 0 Views: 18

Which management function do you think Simon Sinek would say is most important? Why?

I think that Sinek would say that the leading function is the most important of management. Leading means addressing people’s belief system, which is responsible for making decisions. People need to be persuaded by telling them what they believe in, giving them a sense, a meaning, an idea of their...

Management Rating: 0 Views: 17

What advice could you offer Ida Dowling as to how she might measure the impact of diversity initiatives on the performance of the business?

Sinclair Knight Merz (SKM) and Jacobs New Zealand Diversity Committee have put an immense amount of work and effort into supporting workplace diversity. Providing equal pay, benefits, and flexible working opportunities to all employees enhances their well-being and improves the overall productivity of the organization. However, while the research provides...

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Do you think that having women occupy the majority of senior executive positions in an organization indicates that women have equal opportunity in the workplace? Why?

First of all, it mostly depends on the type of the company. For example, if in the company the majority of employees are women and its field is connected with the stereotypical female subjects such as cosmetics, underwear, clothes, and magazines, then it is more about regularity than diversity. Otherwise,...

Management Rating: 0 Views: 25

How can service operations managers overcome the ethical issues related to “overbooking strategy”?

Despite being beneficial, the overbooking strategy involves particular risks correlated with ethical issues. The fundamental problem is to perform a valid cancellation policy. Managers should be able to estimate the cancellation rates correctly. Otherwise, the customers might be disappointed in the service refusal without a well-described aim. Practically the company...

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Explain and comment on the following statement: “The scope management plan developed from the project charter is the blueprint that will show how to develop, control, and validate the project.”

The scope management is an efficient tool contributing to the better management of the project. The deviation from the planned scope can significantly damage the efficiency and total outcomes of the project. The services provided include various risks and multiple operational distributions. The scoping plan helps the managers develop and...

Management Rating: 0 Views: 17

Consider this situation: A manager is contemplating making changes to a single-server system that is expected to double the service rate and still have just one server. Would you (intuitively) think that doubling the service rate of a single-server system would cut the average waiting time in line in half? What are some managerial and financial implications of your analysis?

The service rate includes the estimation of the service providing speed and the number of operations during a particular time. Considering these ideas, doubling the service rate can significantly shorten the waiting time. As far as the single-server system is oriented on one service at a time, such significant improvements...

Management Rating: 0 Views: 17

There are certain instances where merging (combining) the location of services operations can be desirable. However, the separate locations mean less travel time for workers, but sometimes there will be a waiting line at one location while servers are idle at another location. What factors should an analysis of this sort of situation take into account in deciding on whether to keep separate locations or pool services servers and equipment at one central location? What factors and methods are used to select the right location for a service provider?

The essential factor in choosing pool services or one location is the primary objective of the company. The pool structure will be ideally suited when striving for the ultimate benefits and cutting waiting time. However, it requires more substantial funding and can be implemented by more developed and huge companies....

Management Rating: 0 Views: 22

The owner of Line Restaurant implemented an expanded menu early last year. The menu was a success, drawing many more customers, who seemed to like the increased variety of menu choices over that of the previous menu. But good news soon became bad news as long waiting lines began to deter customers, the layout did not meet the new demand requirements, and business dropped off. Because of space and other limitations, there didn’t seem to be any viable options to consider. Describe what approach this restaurant might use to solve this issue and why that could be expected to reduce waiting times. What costs would be involved in transitioning to such a system?

The most suitable approach for the described situation is multiserver or multiphase. Thanks to this approach, the service delivery can be separated, and as a result, the waiting time will be reduced. For example, the restaurant can implement a specific program offering special not-time-consuming snacks before serving the main dish....

Management Rating: 0 Views: 16

Does the project manager have the responsibility of project closure? Justify your answer.

Yes, the closing procedure is one of the responsibilities of the project manager. For efficient analysis of the project outcomes, providing future opportunities, and more customer-oriented services, the project manager should make the closing procedure productive and gain valuable information through it. Manager plans all the vendors, clients, expenditures, and...

Management Rating: 0 Views: 21

Explain and comment on the following statement: “The project charter basically contains a project definition in the form of high-level information about the project.”

The project character includes a detailed documented description of the objectives, aims, planning, and limitations of the project. It should also address the associated risks, potential outcomes, and allocated resources. Thus, the project charter is a document that contains detailed information about the project. It provides valuable insights into the...

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Project management techniques have been used successfully for a wide variety of projects, including huge construction projects, implementation of major systems such as ERP, and much more. Why not use them for managing the operations function of any business (for products or services)?

Although the project management techniques have proved to be efficient, it is impossible to find the ultimate strategy suitable for any business’s operations function. It is caused by the variety of the different types of services and products associated with procedures. A business’s operations functions are often diverse and unpredictable,...

Management Rating: 0 Views: 29

Find an article or a video about a leader that you admire. Was he or she a particularly skilled innovator? If so, what leadership behaviors do you think underlie his or her success?

Elon Musk is a skilled innovator that everyone can see by reading his biography. When he was 12, he had already invented something, more precisely, a video game that he sold to some company. This example from his childhood shows how his skills stood out even then. Later Musk created...

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Find an article or a video about a leader that you admire. Was he or she especially encouraging of experimentation and trying new things? If so, how did he or she cultivate the necessary trust in those that worked with him or her?

No true innovator does not encourage any reasonable experiment and discovery of new things, and it is so with Elon Musk. All his carrier experimentation that he does despite costs; for example, he invested his money from selling PayPal to Amazon in two companies: Tesla and SpaceX. Makinson notes that...

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Find an article or a video about a leader that you admire. Did this person have any early failures that you can cite? If so, were they able to leverage failures into beneficial outcomes? If so, what leadership behaviors may have helped them succeed?

Elon Musk’s success story has its ups and downs, as any others. For instance, after he founded SpaceX, there were only failed rocket launches between 2005 and 2009, and there appeared to be a risk of the company going bankrupt. However, Musk always learned from failures; that is why in...

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Discuss compensation and motivation in the context of human resource management.

Compensation is an important area of human resource management. Traditionally, recruiters did not view compensation as an essential element of employee motivation. Remuneration was simply considered payment for work done in the organization and not necessarily a means of increasing employee morale. Additionally, compensation did not include fringe benefits or...

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Discuss safety health causes and issues at the workplace.

In the workplace, employees encounter numerous safety and health risks. Examples of such hazards include toxic chemicals, cold or heat stress, mechanical dangers, excessive noise, and unsanitary working conditions. In the past, employers did not take enough measures to protect employees against these risks. There was a high workplace injury...

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In discussing the definition and meaning of leadership and how leadership is exercised in your organization (a Commercial Bank), the following quote emerges from Northouse: “There are many ways to finish the sentence, “Leadership is…” Complete the sentence in your own words and explain your reasoning. Next, consider the leadership behaviours or styles which are evident in your own organisation (a Commercial Bank). Explain the extent to which these behaviours or styles conform to your definition of leadership.

Leadership is the ability to inspire and motivate a group of people throughout a prolongated period of time. There are several types of leadership available for a commercial bank, which differ in their levels of compliance with the definition. The three main ones are authoritarian, authentic, and transformational. Authoritarian leadership...

Management Rating: 0 Views: 15

Discuss culture and ethics in an organization.

An organization can shape its cultures and ethics in various ways. Organizational culture is a condition whereby a company mainly focuses on its own life through a shared meaning that distinguishes it from the rest. Several companies around the globe apply organizational culture, which leads to their growth. For example,...

Management Rating: 0 Views: 22

A top executive claimed that superior management is a craft technology because the work contains intangibles (such as handling personnel, interpreting the environment, and coping with unusual situations that have to be learned through experience). If this is true, is it appropriate to teach management in a business school? Does teaching management from a textbook assume that the manager’s job is analyzable and, therefore, that formal training rather than experience is most important?

Craft technology involves exercises that are not analyzable or that can be easily understood. It requires that individuals who engage in it go through a training cycle to understand its concepts. Although craft technology is not easily analyzable, it is essential to teach management in business schools. It provides students...

Management Rating: 0 Views: 33

Do you believe that technology will eventually enable high-level managers to do their job with little face-to-face communication?

Technology enables many organizations to develop better ways of conducting business and increase their communication ability in the business sector. With the increase in technology, high-level managers can perform their tasks with little face-to-face communication. Technologies such as an intranet, business intelligence, and social media platforms can help managers perform...

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Look through several recent issues of a business magazine (Fortune, BusinessWeek, Fast Company, etc.) and find examples of 2 companies that are using approaches to busting bureaucracy. Explain the techniques that these companies are applying.

Some of the approaches using bureaucracy in busting are the Hasbro and gaming industry. Hasbro diversifies its resume through a subscription for its games. The strategy introduces innovation levels for their companies, stretching the games into a market of subscriptions to generate more returns. Besides, app store development companies use...

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Do you believe that a no growth philosophy of management should be taught in business schools? How can or should a biblical worldview be applied?

The no-growth management philosophy should be in business schools to develop potential future leaders with sound minds. Currently, many factors like the current COVID-19 pandemic have contributed to slow or no growth of business and calls for the knowledge of dealing with the challenge. In this regard, no growth philosophy...

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You are a claims handler for an insurer. You have received a claim from one of the insurer’s policyholders, ABC Ltd, a bus company. One of ABC Ltd’s buses was involved in an incident which resulted in serious injuries to two pedestrians. The whole incident was caught on closed-circuit television (CCTV) cameras and the policyholder has accepted full liability. Pedestrian A claimed for loss of earnings, for a six-month period, due to reduced mobility as a result of the incident. Pedestrian B claimed for loss of earnings . Payments have been made to both pedestrians in full settlement of these claims. Subsequently, you have established that: Pedestrian A had been playing golf with no apparent mobility issues, during the period for which they claimed. Pedestrian B presented fake payslips in support of their claim. Pedestrian B has since moved overseas to another country. You are now seeking to obtain recoveries from pedestrian A and pedetrian B. Identify, with justification, the burden and standard of proof for each method of recovery available to the insurer for the claims payment paid to pedestrians A and B.

In each of the recovery methods, the burden of proof is on the insurer. In both instances, the insurer has to prove that the claims made stem from the fraudulent actions of pedestrians A and B. In the first method of recovery, under the Proceeds of Crime Act 2002, the...

Law Rating: 0 Views: 14

Explain how diversity stereotypes can negatively influence decision making in criminal justice settings. Include the following: Five examples of stereotypes common to these defined groups and how they can be harmful when generalized and lead to poor decision making: Socioeconomic status (SES), Gender, LGBTQ+ status, Age, Disability (including mental disabilities). Explain the history behind stereotyping one of these five diverse communities in the United States.

Stereotype: Socioeconomic Status Poor people or those representing low socioeconomic classes are stereotyped as idle and parasitic entities. The danger lies within the connection of deficits and deficiencies to structural elements that are not true to people. In the criminal court system, this may instigate the setting of an excessively...

Law Rating: 0 Views: 67

You are a claims handler for an insurer. A policyholder of the insurer is a farmer who has submitted a claim in respect of the following losses caused by a lightning strike: Total loss of a tractor that caught fire when it was struck by lightning. Fire damage to crops grown to feed the farm animals. The cost of hiring a replacement tractor. The cost of purchasing replacement feed for the farm animals. Due to administrative issues within the insurer, the agreed claim settlement was significantly delayed. This resulted in additional tractor hire costs due to the excessively long period it took to settle the claim. Consequently, the farmer has also claimed for this additional hire cost. Discuss the farmer’s legal remedy for the delay in settling the claim. Refer to one statute in support of your discussion.

Previously, insurers were under no express obligations to settle claims prudently and timely. However, with the introduction of the UK Insurance Act of 2015, this changed. The piece of legislation introduced a raft of policyholder-friendly provisions in insurance contracts regarding the claims handling processes. Particularly, it marked a departure from...

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You are a claims handler for an insurer. One of your insurer’s policyholders, Paul, owns a rare vintage motor car. The vintage car is insured under an agreed value insurance policy for the sum of £120,000. This agreed value is based on an expert valuation carried out in 2015. The policy has been renewed annually, with no subsequent change to the agreed value being advised to the insurer. The vintage car was involved in a serious accident. Paul did not think the car could be properly repaired due to its extensive damage and wanted the claim settled for the full £120,000. The insurer insisted that the car was repaired. Replacement parts were hard to source and as a result the replacement parts, which were deemed suitable by the insurer, were not all vintage. An expert in valuing vintage cars, stated that in its repaired state the car is now only worth £100,000. However, if the car had not been damaged its value would now be £150,000. Paul wants to keep the car but argues that he should be given a cash payment of £20,000 to allow for the loss of value. Discuss the basis of indemnity and settlement for the vintage car.

The cardinal insurance law under review, in this case, is indemnity, which refers to the principle of restoring the value of lost or damaged goods. Stated differently, the principle of indemnity is designed to protect an insured party from a loss and reinstate them in the same position as they...

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You are a claims handler for an insurer. One of your insurer’s policyholders, Paul, owns a rare vintage motor car. The vintage car is insured under an agreed value insurance policy for the sum of £120,000. This agreed value is based on an expert valuation carried out in 2015. The policy has been renewed annually, with no subsequent change to the agreed value being advised to the insurer. The vintage car was involved in a serious accident. Paul did not think the car could be properly repaired due to its extensive damage and wanted the claim settled for the full £120,000. The insurer insisted that the car was repaired. Replacement parts were hard to source and as a result the replacement parts, which were deemed suitable by the insurer, were not all vintage. An expert in valuing vintage cars, stated that in its repaired state the car is now only worth £100,000. However, if the car had not been damaged its value would now be £150,000. Paul wants to keep the car but argues that he should be given a cash payment of £20,000 to allow for the loss of value. Refer to one relevant case in support of your discussion.

In Leppard v Excess Insurance Company Limited, a similar case was reported where an insured party bought a property for £1,500 in 1972. In 1974, he insured the same property for £10,000 under the assumption that it would be the amount of money needed to replace the property if it...

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You are a claims handler for an insurance company and are dealing with two insurance claims as follows: Claim One A claim by the next of kin following the death of an employee who was killed by a forklift truck during the course of their employment. The forklift truck was being operated in a non-designated area by a temporary member of staff, provided by an employment agency. A settlement payment for the death of the employee of £750,000 has been made under the Employers’ Liability policy and a payment of £400,000 under a life policy. Claim Two A claim under a travel policy for bodily injury and damage to personal possessions. The claim occurred when the policyholder was on holiday abroad and went on a trip organised by a local travel provider. The insurer agreed the bodily injury claim but did not pay for the personal possessions, as they fell within the policy excess of £100. The policyholder’s claim was settled for £15,000. The insurer pursued the local travel provider and due to fluctuations in exchange rates received £18,000. The local travel provider was concerned about reputational damage and provided the policyholder with a free holiday worth £2,000. Explain, with justification, the rights of recovery that are available for the payments made in Claim One above. Refer to one relevent case in support of your explanation.

Under the operation of subrogation, an insured party can recover the same loss twice by receiving compensation from two sources. We have seen that the next of kin for the deceased employee received two forms of compensation, the first one was under the Employer’s Liability policy, which was valued at...

Law Rating: 0 Views: 17

You are a claims handler for an insurance company and are dealing with two insurance claims as follows: Claim One A claim by the next of kin following the death of an employee who was killed by a forklift truck during the course of their employment. The forklift truck was being operated in a non-designated area by a temporary member of staff, provided by an employment agency. A settlement payment for the death of the employee of £750,000 has been made under the Employers’ Liability policy and a payment of £400,000 under a life policy. Claim Two A claim under a travel policy for bodily injury and damage to personal possessions. The claim occurred when the policyholder was on holiday abroad and went on a trip organised by a local travel provider. The insurer agreed the bodily injury claim but did not pay for the personal possessions, as they fell within the policy excess of £100. The policyholder’s claim was settled for £15,000. The insurer pursued the local travel provider and due to fluctuations in exchange rates received £18,000. The local travel provider was concerned about reputational damage and provided the policyholder with a free holiday worth £2,000. Discuss the implications of the various types of payments made in Claim Two above. Refer to one case in support of your discussion.

The presence of multiple payers in the case study has several implications on the management of insurance contracts requiring the invocation of the subrogation principle. Given that multiple sources of funds are involved in the processing of one claim, the probability of co-insurance arises. Indeed, two or more people can...

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You are a claims handler for an insurer. You have received a claim from one of the insurer’s policyholders, ABC Ltd, a bus company. One of ABC Ltd’s buses was involved in an incident which resulted in serious injuries to two pedestrians. The whole incident was caught on closed-circuit television (CCTV) cameras and the policyholder has accepted full liability. Pedestrian A claimed for loss of earnings, for a six-month period, due to reduced mobility as a result of the incident. Pedestrian B claimed for loss of earnings . Payments have been made to both pedestrians in full settlement of these claims. Subsequently, you have established that: Pedestrian A had been playing golf with no apparent mobility issues, during the period for which they claimed. Pedestrian B presented fake payslips in support of their claim. Pedestrian B has since moved overseas to another country. You are now seeking to obtain recoveries from pedestrian A and pedetrian B. Explain, with justification, two methods of recovery available to the insurer for the claims payment paid to pedestrians A and B. Refer to one statute in support of your explanation.

The methods available for recovery stem from the stipulations of the Proceeds of Crime Act 2002, which allows for the recovery of assets obtained through fraudulent means. The insurer could use two methods to recover money lost due to the false claims made by pedestrians A and B. First, under...

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Explain how personal bias may influence speaking and listening. Explain the relationship between ethnocentrism and communication issues among criminal justice professionals and the public. Distinguish implicit from explicit bias. Include an example from your (or another’s) examination of implicit biases.

Ethnocentrism refers to the view that one’s own cultural beliefs and practices are superior to others. In communication, ethnocentrism causes people from different cultures to feel devalued or neglected. Explicit prejudice occurs when someone is very open about their views or attitudes. Implicit bias acts outside of one’s consciousness and...

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Discuss equal employment opportunity.

Equal employment opportunity (EEO) is a principle that holds that all persons should be accorded a fair chance to find or maintain employment. This means that people should be judged on the basis of merit rather than attributes such as gender, race, sexual orientation, age, religion, or disability. In the...

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You are a claims handler for an insurer specialising in household insurance. One of the policyholders has home insurance, which includes buildings and contents cover. When the insurance policy was incepted the policyholder confirmed the property was their permanent residence. The policyholder notifies you of a claim for water damage to the property and personal possessions. Whilst investigating the claim, you discover the following: The policyholder rents out the property on short-term lets, during which they temporarily vacate the property. However, the policyholder has never informed the insurer of this. The personal possessions are owned by a guest who had rented the property for the weekend. The policyholder has received a criminal conviction for burglary, although this conviction occurred after the inception of the policy. Discuss the possible effects of the short-term lets on the policyholder’s claim for the property damage. Refer to one statute in support of your discussion.

The failure of the policyholder to notify the insurer that he rented out the property on a short-term basis could provide grounds for rejecting the claim for property damage. The justification could be found on the grounds that the policyholder gave misleading facts regarding the incident. Relative to this statement,...

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You are a claims handler for an insurer specialising in household insurance. One of the policyholders has home insurance, which includes buildings and contents cover. When the insurance policy was incepted the policyholder confirmed the property was their permanent residence. The policyholder notifies you of a claim for water damage to the property and personal possessions. Whilst investigating the claim, you discover the following: The policyholder rents out the property on short-term lets, during which they temporarily vacate the property. However, the policyholder has never informed the insurer of this. The personal possessions are owned by a guest who had rented the property for the weekend. The policyholder has received a criminal conviction for burglary, although this conviction occurred after the inception of the policy. Explain, with justification, whether the claim for the personal possessions will be settled.

Given that the lost personal property was not part of the list of items owned by the policyholder, the claim for personal possession will not be settled. This is because the property is not part of the insurable interest subject to assessment because it is not part of the belongings...

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You are a claims handler for an insurer specialising in household insurance. One of the policyholders has home insurance, which includes buildings and contents cover. When the insurance policy was incepted the policyholder confirmed the property was their permanent residence. The policyholder notifies you of a claim for water damage to the property and personal possessions. Whilst investigating the claim, you discover the following: The policyholder rents out the property on short-term lets, during which they temporarily vacate the property. However, the policyholder has never informed the insurer of this. The personal possessions are owned by a guest who had rented the property for the weekend. The policyholder has received a criminal conviction for burglary, although this conviction occurred after the inception of the policy. Discuss the effect on both the policy and the claim of the policyholder failing to inform the insurer of the criminal conviction.

Insurance contracts are formulated based on good faith. This means that both the insured and insurer should act honestly and diligently. However, the failure of the policyholder to report a criminal record on the part of the policyholder should not have an effect on the policy because the criminal record...

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Olivia owns an office premises. The office is insured under a commercial combined insurance policy, which states the following: ‘The burglar alarm must be maintained in full working order at all times and activated when the premises are unattended.’ ‘The insured must remove the safe keys from the premises when the premises are unattended.’ One evening, Olivia left the office and thought she had activated the burglar alarm. During the night a break in occurred, but the alarm failed to work. Olivia believes that the burglar alarm may have been faulty. The break in resulted in loss of cash from the safe in the office. The safe was opened using keys that had been left in the office. Olivia makes a claim for the loss of cash from the safe. Discuss the effect on both the policy and the claim, of the failure of the burglar alarm. Refer to one statute in support of your discussion.

Policy All contracts have conditions or terms that guide the actions of the insured and insurer. In insurance law, different classifications of contractual relationships are applied, depending on the specific areas of legal jurisprudence which define a breach of terms. The effect of the failure of the burglar alarm on...

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Olivia owns an office premises. The office is insured under a commercial combined insurance policy, which states the following: ‘The burglar alarm must be maintained in full working order at all times and activated when the premises are unattended.’ ‘The insured must remove the safe keys from the premises when the premises are unattended.’ One evening, Olivia left the office and thought she had activated the burglar alarm. During the night a break in occurred, but the alarm failed to work. Olivia believes that the burglar alarm may have been faulty. The break in resulted in loss of cash from the safe in the office. The safe was opened using keys that had been left in the office. Olivia makes a claim for the loss of cash from the safe. Explain, with justification, the effect on both the policy and the claim, of Olivia’s failure to remove the safe keys from the office premises.

Policy Part of the terms and conditions for the commercial combined insurance policy was the removal of keys from the safe when the premise was unattended. Olivia’s failure to do so amounts to a breach of this term in the insurance policy. This area of insurance policy breach touches on...

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You are a claims handler for an insurer. A policyholder of the insurer is a farmer who has submitted a claim in respect of the following losses caused by a lightning strike: Total loss of a tractor that caught fire when it was struck by lightning. Fire damage to crops grown to feed the farm animals. The cost of hiring a replacement tractor. The cost of purchasing replacement feed for the farm animals. Due to administrative issues within the insurer, the agreed claim settlement was significantly delayed. This resulted in additional tractor hire costs due to the excessively long period it took to settle the claim. Consequently, the farmer has also claimed for this additional hire cost. Explain, with justification, the legal doctrine applicable to the claim in respect of the damage caused by the tractor catching fire. Refer to one case in support of your explanation.

The doctrine of proximate cause is applicable to the present case study. It is designed to understand the original cause of loss in the event that one peril causes other losses to occur. Such is the case in the present case study because the claim made by the farmer regarding...

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Discuss the legislation of Muslims.

Sharia is a Muslim law based on the Koran and Sunnah. Sharia law covers all spheres of Muslim life. Islam does not distinguish between secular and religious spheres of life. Therefore, the legal system of most Muslim countries is based on Sharia. In countries where Islam is the state religion,...

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Simon is a claims handler for TP Ltd, an insurer, and works in the first notification of loss (FNOL) department. Simon receives a phone call from one of TP Ltd’s policyholders, to make a claim for damage to their property. The policyholder asks Simon if building repair work on the property can proceed, pending the outcome of the claim. Simon states that “it can” as he is sure “it will be fine.” A few weeks later, Simon checks the claim record to discover that the claim had been declined. However, the building repair work had already commenced. Identify, with justification, the tort that Simon may have committed. Explain briefly, the main legal remedy available to the policyholder.

Tort Committed The statement made by Simon to the claimant giving implied permission for the repair works on the building to commence may have put the latter in a risky position of losing the amount of money spent on the repair works after his claim was declined. The relevant tort...

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Bella is currently employed by KL Ltd, an insurance broker. KL Ltd operates a single office in New Town. Bella has a contract of employment with KL Ltd, which states that ‘On leaving the firm, employees are not permitted to work at any insurance broker within 25 miles of KL Ltd for a period of five years.’ Bella intends to resign from KL Ltd and establish her own insurance brokerage in New Town. Joe, a competitor to KL Ltd, is to buy the insurance broking business from KL Ltd. Explain, with justification, whether Bella is entitled to establish her own brokerage in New Town. Refer to one relevant case in support of your explanation. Explain, with justification, how Joe could prevent the directors of KL Ltd from establishing another insurance broking business in New Town.

Is Bella entitled to establish her own brokerage in New Town? As per the terms of her employment contract, Bella is not supposed to work for another firm after leaving her employer KL Limited. Given this stipulation, she is not free from the limitations of the restrictive clauses on her...

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GB Ltd is an insurance broker. They engaged a specialist recruitment company to find an account manager, which led to the employment of Finley by GB Ltd. GB Ltd recently discovered that both GB Ltd and Finley are paying recruitment commission to the recruitment company, of which neither were aware. GB Ltd had specified to the recruitment company that all potential candidates must have at least two years’ account management experience. However, GB Ltd has since discovered, after employing Finley, that he does not have the required level of experience. Explain, with justification, two legal issues raised by commission payments being made by both GB Ltd and Finley. Explain, with justification, the legal effect of the recruitment company’s failure to ensure that Finley had the required level of experience.

Legal Issues Raised by the Payment of Double Commissions Conflict of Interest The double payment of commissions by GT Limited and Finley to the same recruitment firm could potentially be problematic for the implementation of the agency relationship among the three parties. This is because of the potential for conflicts...

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Define the Veto Power term.

Veto is the power that gives the President the mandate to either approve or refuse a bill or a joint resolution, thereby stopping it from becoming law. The President’s decision to sign or not to sign a bill is final, and Congress cannot override it. President Trump, on January 1st,...

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Read the case of Citizens United v. FEC. Given the causes for dissent and the subsequent developments explained, what is your opinion of this ruling? Is it good for American citizens or bad? Do you agree or disagree with the Supreme Court’s decision in this case? how corporations operate in USA?

To my mind, this decision was important for the restoration of the First Amendment rights. I think that everyone has a right to make critical notes or films concerning some election campaigns or candidates as long as this critique is true. The fact that people are united in a corporation...

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Why is the female inmate population is increasing?

The rate of female incarceration is increasing at a faster pace than that of male counterparts. Even though the population of male inmates is generally higher than that of female inmates, recent statistics show more females are being imprisoned than males. Currently, there is a 7% rise in the population...

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In the Twelver Shi’I system of jurisprudence (fiqh), the only valid source are who?

One of the reliable sources in the Shiite system is Imams. Hence, the term “Imams” and its meaning in the Muslim system of jurisprudence took place due to the following aspects. First of all, imams were initially in a rather privileged, exceptional position. Secondly, imams are endowed with a divine...

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What is an acceptable definition of identity theft?

Identity theft is unlawful action aimed at using another’s personal information for malicious aims. In most cases, the criminals use the identifying information for fraud to unlawfully get particular resources such as money or goods. This type of theft is strictly forbidden in most countries. Identity theft is prosecuted by...

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List and explain at least five common ways thieves can steal a person’s identity.

There are various types of identity theft that are prosecuted by the law. The most common way to steal a personal ID is to hack the computer, hijack employees’ information, burglarize a home, e-mail and website scams, and do online card skimming. The first type is associated with the usage...

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Explain what is meant by the term 4-1-9 scam and provide an example.

The Nigerian 4-1-9 fraud is the mass e-mail dispatch calling for funding for a particular project or event with future benefits. One of the most common examples of this type of scam is the lottery winning e-mails. Victims are sent the e-mail in which they are congratulated on winning the...

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Read Chapters 11 and 12 in Hoffman, Parry, and Reese’s edited volume Readings in Arkansas Politics and Government, 2nd edition. Be able to describe the types of judicial reforms adopted in Arkansas discussed in these pieces – how the state court has “evolved” over time, and be able to explain what they mean when they write of policy diffusion, external and internal factors and how these terms help explain what is thought to have contributed to policy adoption over time.

Chapter 11 elaborates the evolution process the legal system experienced in judicial selection. It also elaborates both external and internal changes witnessed and narrates the direction most likely to be taken in the future. Chapter 12 is all about a guide for practitioners in new judicial articles. It is understood...

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Read Ledbetter’s (1978) piece titled, “The Office of Governor in Arkansas History” and, using this and the several other readings on the topic of the state’s executive and other relevant topics, consider the limits of gubernatorial power, their roots, and how governors might find “success” as governors despite these limitations. Provide examples and cite your sources.

In Arkansas state, the governor is the head of government and the executive branch of governance. They are limited to enforcing the laws of the state. Also, the head of state can veto or approve all bills passed by the general assembly of Arkansas. The governor is also mandated with...

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If you had the opportunity to draft and advocate for one state constitutional amendment, what would it be? Write the amendment as it would appear in the Constitution, explain why it is needed, and provide examples for how it would be applied.

Repealing the law banning gender-affirming care for trans youth HB 1570. The bill banning gender-affirming care for trans youths is in total contradiction of human rights. Any citizen has the right to decide the gender they are most comfortable with. Youths are not an exclusion; they have rights in their...

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Does § 1300 of The Save the Homeland from Immigrant Terrorists violate Fifth Amendment rights of Muslim and Latina immigrants not to be “deprived of life, liberty, or property, without due process of law”?

Addressing the issue of security, particularly mitigating the threat of terrorism, by introducing additional requirements for Latina and Muslim immigrants represents a serious legal dilemma. Although the proposed solution is likely to enhance the extent of citizens’ security, it will also imply discriminating against Latina and Muslim people. Specifically, the...

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Does § 1301 of The Save the Homeland from Immigrant Terrorists violate separation of powers and federalism concepts?

The demand for student records proving the target populations’ allegiance to the U.S. suggests disregarding the standards set by the Fifth Amendment, namely, the principles of the separation of powers and federalism concepts. Similarly, to the previous scenario, the one described above suggests removing liberty from a certain group of...

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Capital City High School has several spring athletic teams: a baseball team for men, a softball team for women and a track team for both women and men. The track team Betty Barton, a transgender woman brought suit seeking an injunction to be permitted to try out for the for the girls track team. Charles who goes by the name of “Charlene” Carson is a transgender woman. The case ultimately was decided by the United States Supreme Court. What results, and why?

At first sight, the fact that the previous transgender woman, Betty Barton, has set a precedent by receiving an injunction before the court decision regarding the participation in the girls’ track team suggests that the Supreme Court’s decision regarding Charles “Charlene” Carson should be in favor of the latter. However,...

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Define the Appointment Power term.

The President has a vested authority to appoint officers of the US, federal judges, cabinet-level department heads, and ambassadors. However, this power must be followed with the consent of the Senate before being exercised. President Trump’s most controversial appointments of Jeff Sessions for Attorney General and Steve Bannon for Chief...

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Define the Treaty Power term.

The constitution of the US provides that the President shall have the power to make and terminate treaties by and with the consent and advice of the Senate. If two-thirds of the Senate and House are not in agreement, then it cannot be done. President Trump signed a revised version...

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Define the Executive Order term.

This is a written, signed, and published directive from the President for managing operations of the federal government. The executive order is not legislation and therefore requires no approval from Congress and cannot be overrun. For example, Mr. Trump signed a revised version of his controversial travel ban, a directive...

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Define the Executive Privilege term.

This refers to the right of the President to withhold documents and information in his possession or in possession of the executive branch from the legislative or judicial branch of the mandatory government procedures. No limits. President Trump claimed his executive privilege while responding to a document request from a...

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How does culture impact communications from criminal justice professionals?

In criminal justice, the aspect of respectable communication can be transcribed as a cultural awareness. The Three Components of the Criminal Justice System require elevated cultural awareness for effective interaction and communication. Counterculture — a subculture that is fundamentally opposed to a larger culture. A subculture —is a small cultural...

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Provide at least one example of each type, speaking and listening, when there is miscommunication.

Speaking The death of George Floyd could be considered an example of miscommunication. Local Law Enforcement was alerted about the person attempting to use falsified documents at a convenience shop. WCCO questioned the store owner, who had made the call, what had transpired and what had been said over the...

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Explain how cultural stereotypes can negatively influence decision-making in criminal justice settings. Include the following: three examples of stereotypes common to these defined groups and how they can be harmful when generalized and lead to poor decision making: Race, Ethnicity, Language ability, Citizenship, Religion.

Stereotype: Race One of the widespread racial stereotypes is an acknowledgment of many African-American males as violent criminals. Juries find defendants representing minority groups guilty more frequently than non-minority defendants. The reason lies in human’s inclination towards assessment of everything they interact with. It is critical because it may shape...

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What is the difference between “cyberstalking” and “cyberbullying”?

Cyberbullying is bullying that is oriented toward the child, preteen, or teenager using digital technologies. On the contrary, the cyberstalking term is usually used only when the threatening behavior is directed at adults. All other peculiar features, such as repeatable bullying and threatening, are the same. The main difference is...

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What is the difference between “harassment,” “threats,” and “cyberstalking”?

The terms of harassment, threats, and cyberstalking are different in the kind and extent of the harm to the target. Harassment is usually connected with morally affecting the victim, trying to highlight the person’s weak points. Threats include the highest level of harm to the victim. Threats usually are associated...

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What are the laws that regulate the practice of nursing? How will you incorporate these into your practice?

The Nurse Practice Act differs by the state in the US, but the regulations are mostly similar within the US and other countries. Furthermore, the states have differing Nursing Rules and Regulations, including the need for a license and various rules for dispute resolution. Moreover, each state has its Board...

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